Classic Car Insurance for 17 year olds

Until recently it has been very difficult to obtain classic car insurance for 17 year olds. But in 2013 both brokers and online insurance companies have devised insurance for young enthusiasts to ensure their classic vehicle. This new policy has been devised specifically to drivers between the ages of 17 and 23 years.

This now means that young drivers, who had previously struggled to obtain classic car insurance, should now be able to do so, subject to a range of qualifying criteria. One 17 year old stated “This Can Only Be Good For Classic Car Survival Rates, Club Membership And The Wider Industry Supporting All Owners.”

The Qualifying Criteria for 17 year olds to qualify for classic car insurance by once insurance company is a follows:

■ Owner must be a member of one of the pre-selected clubs.
■ Car must have been manufactured in or before 1985.
■ Owner must have use of or own a second vehicle for everyday use.
■ Owner must limit their mileage of the classic car to 3000 or 5000 miles per year.
■ Owner must have a maximum of one non-fault claim or minor conviction.
■ The Classic Car must be parked off the road or garaged.

Classic Car Insurance for 18 year olds

To qualify for Classic car insurance for 18 year olds, drivers have to meet certain criteria. The classic car most be road worthy as well as other points like overnight parking facilities, how many miles the vehicle can travel each year and the level of previous convictions the driver has been penalised on his or her driver's licence.

Car insurance companies claim that the policies they provide for young drivers needing classic car insurance will assist the 18 year old driver who is a genuine vintage car enthusiast. For young drivers who purchase a classic car for the simple reason of obtaining cheaper car insurance will discover that they will not qualify for a policy as they must be part of a vintage car club.

Classic car insurance for teenage enthusiasts

For both 17 year old and 18 year old drivers searching for classic car insurance will only be awarded policies if they can prove that they are enthusiasts and belong to a classic car club. Also they will have to own another vehicle that is used for everyday travel. Insurance companies have suggested that young drivers who meet the criteria for classic car insurance could also receive the benefit of future discounts. To receive these benefits drivers must demonstrate that they belong to clubs for a certain length of time.

Advanced driving qualifications and mechanical competence will also help the 17 year old or 18 year old reduce the cost of their classic car insurance. Vintage car clubs have welcomed these policies and claim it will help grow their clubs by allowing new generations get the benefit of driving a classic car legally and safely.

Car clubs have also stated that insurance companies are showing respect to young drivers and it will inevitably help the life blood of vintage car clubs who during recent years have seen memberships reduce some what.

As young drivers have been targeted by various media outlets for dangerous driving etc the safe teenage driver has found it very difficult to get a policy for modern cars and almost impossible to qualify for classic car insurance.

Classic car insurance for 17 year olds and 18 year olds

Many young drivers who have been involved in vintage car club activities such as restoring older vehicles can now enjoy the splendor of their work by being allowed to drive the car in Britain's roads. Clubs state that now family heirlooms can by passed on to the younger driver because of the classic car insurance instead of the vehicle being scrapped or sold.

Many teenage drivers can enjoy the prospect of learning how to maintain and restore a classic car with an older relative such as their father or uncle and get to drive it afterwards can and should be a reality for our young vintage car enthusiast throughout the United Kingdom.